Hadith References

Usury Hadiths Source: http://darolhadith.net

Loaning Hadiths Source: http://darolhadith.net

USURY   الرِّبا
 

التَّحذيرُ مِن الرِّبا

Warning Against Usury

1ـ رسولُ اللهِ‏ِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): إنّ اللّه‏َ عزّوجلّ لَعَنَ آكِلَ الرِّبا ومُوكِلَهُ وكاتِبَهُ وشاهِدَيهِ.

1– The Prophet (SAWA) said, 'Verily Allah, Mighty and Exalted, curses the usurer, his agent, his scribe and his two witnesses.’[Amali al-Saduq, p. 346, no. 1]
 

2ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): أتَيتُ ليلةَ اُسرِيَ بِي على قَومٍ بُطونُهُم كالبيوتِ فيها الحَيّاتُ تُرى مِن خارجِ بُطونِهِم ، فقلتُ: مَن هؤلاءِ يا جَبرئيلُ ؟ قالَ: هؤلاءِ أكَلَةُ الرِّبا.

2– The Prophet (SAWA) said, 'During my Night-Journey up to the heavens, I was taken to a people whose bellies were as large as houses and contained serpents that could be seen from outside their bellies. I asked, 'Who are these people, O Gabriel?' He replied, 'They are the usurers.’[Kanz al-`Ummal, no. 31857]
 

3ـ الإمامُ الباقرُ (عَلَيهِ الّسَلامُ): أخبَثُ المَكاسِبِ ، كَسبُ الرِّبا.

3– Imam al-Baqir (AS) said, 'The most despicable of profits is the profit earned from usury.’[al-Kafi, v. 5, p. 147, no. 12]
 

4ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ): آكِلُ الرِّبا لا يَخرُجُ مِنَ الدنيا حتّى يَتَخَبَّطَهُ الشيطانُ.

4– Imam al-Sadiq (AS) said, 'The usurer only leaves this world after Satan has thrown him to the ground in defeat.’[Tafsir al-`Ayyashi, v. 1, p. 152, no. 503]
 

5ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ): دِرهَمُ ربا أعظَمُ عِندَ اللّه‏ِ عزّوجلّ مِن سَبعينَ زَنيةً كلّها بِذاتِ مَحرمٍ في بيتِ اللّه‏ِ الحرامِ.

5– Imam al-Sadiq (AS) said, 'A dirham earned by usury is worse in the sight of Allah than seventy counts of incest in the Holy Sanctuary of Allah.’[Nur al-Thaqalayn, v. 1, p. 295, no. 1177]
 

حِكمَةُ تَحريمِ الرِّبا

The Wisdom Behind the Prohibition of Usury

6ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ) ـ لَمّا سَألَهُ هِشامُ بنُ الحَكَمِ عن عِلَّةِ تَحريمِ الرِّبا ـ: إنّهُ لَو كانَ الرِّبا حلالاً لَتَرَكَ الناسُ التِّجاراتِ وما يَحتاجونَ إلَيهِ فحَرَّمَ اللّه‏ُ الرِّبا لتَفِرَّ الناسُ عنِ الحرامِ إلى التِّجاراتِ وإلى البَيعِ والشِّراءِ فَيَتَّصِلَ ذلكَ بَينَهُم في القَرضِ .

6– Imam al-Sadiq (AS), when asked by Hisham b. al-Hakam about the reason behind the prohibition of usury, replied, 'Were usury to be permissible, people would abandon their trading and other necessities, so Allah prohibited usury in order that man may flee from the unlawful [means of earning] to trade, and resort to buying and selling, and this in turn facilitates borrowing from each other.’[Bihar al-Anwar, v. 103, p. 119,no. 24]
 

7ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ) ـ لَمَّا سُئلَ عن عِلَّةِ تحريمِ الرِّبا ـ: لئلاّ يَتَمانَعَ الناسُ المَعـروفَ.

7– When Imam al-Sadiq (AS) was asked the reason behind the prohibition of usury, he replied, 'So that people may not withhold common courtesy from each other.’[Bihar al-Anwar, v. 78, p. 201, no. 32]
 

ما يوجِبُ الارتِطامَ فِي الرِّبا

That Which Leads One to Become Involved in Usury

8ـ الإمامُ عليٌّ (عَلَيهِ الّسَلامُ): مَعاشِرَ الناسِ ، الفِقهَ ثُمَّ المَتجَرَ ، واللّه‏ِ لَلرِّبا في هذِهِ الاُمَّةِ أخفى من دَبِيبِ النَّملِ عَلى الصَّفا.

8- Imam Ali (AS) said, 'Engage yourself firstly in communal relations with people, then the law, and subsequently trading, for by Allah, usury creeps into this community more discreetly than an ant creeps onto a rock.’[Bihar al-Anwar, v. 103, p. 117, no. 16]
 

9ـ الإمامُ عليٌّ (عَلَيهِ الّسَلامُ): مَنِ اتَّجَرَ بغَيرِ فِقهٍ فَقَدِ ارتَطَمَ في الرِّبا.

9– Imam Ali (AS) said, 'Whoever trades without knowledge of legal rulings gets involved in usury.’[Nahj al-Balagha, Saying 447]
 

آكِلُ الرِّبا مُستَحِلاًّ مُحارِبٌ

The Usurer Who Justifies Himself Must be Fought

10ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ) ـ لَمّا بلَغهُ أنّ رَجلاً كانَ يَأكُلُ الرِّبا ويُسَمِّيهِ اللِّباءَ ـ: لئن أمكَنَنِي اللّه‏ُ عزّوجلّ (مِنهُ) لَأضرِبَنَّ عُنُقَهُ.

10– Imam al-Sadiq (AS) was once informed of a man who was extorting usury and calling it liba’ instead of riba (usury) to justify his actions, with regards to whom Imam said, 'If Allah gave me the power to, I would have him beheaded.’[al-Kafi, v. 5, p. 147, no. 11]

THE LOAN   القَرضُ
 

القَرضُ

Loaning

1ـ رسولُ اللهِ‏ِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): مَن أقرَضَ مَلهوفاً فَأحسَنَ طَلِبَتَهُ استَأنَفَ العَمَلَ وأعطاهُ اللّه‏ُ بِكُلِّ دِرهَمٍ ألفَ قِنطارٍ مِن الجَنَّةِ.

1– The Prophet (SAWA) said, ‘Whoever readily lends [money] to a troubled person and is kind in the request after doing so, Allah will give him for every dirham one thousand kantars[kantar (qintar): a substantial weight of gold varying between 45 and 245 kilos (ed.)] in Heaven.’[Thawab al-A’mal, p. 341, no. 1]
 

2ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): مَنِ احتاجَ إلَيهِ أخوهُ المُسلمُ في قَرضٍ وهُو يَقدِرُ علَيهِ فلم يَفعَلْ حَرَّمَ اللّه‏ُ علَيهِ ريحَ الجَنّةِ .

2– The Prophet (SAWA) said, ‘If one’s Muslim brother needs a loan from him and he is able to lend him but does not do so, Allah will prohibit for this person the smell of Heaven.’[Amali al-Saduq, p. 350, no. 1]
 

3ـ الإمامُ عليٌّ (عَلَيهِ الّسَلامُ): مَن تَوَكَّلَ علَيهِ كَفاهُ، ومَن سَألَهُ أعطاهُ، ومَن أقرَضَهُ قَضاهُ، ومَن شَكَرَهُ جَزاهُ .

3– Imam Ali (AS) said, ‘He who relies on Him will be sufficed, whoever asks Him will be given, whoever lends for Him, He will repay him, and whoever thanks Him will be rewarded.’[Nahj al-Balagha, Sermon 90]
 

4ـ الإمامُ عليٌّ (عَلَيهِ الّسَلامُ) ـ في وصيَّتِهِ لابنِهِ الحسنِ (عَلَيهِ الّسَلامُ) ـ: وإذا وَجَدتَ مِن أهلِ الفاقَةِ مَن يَحمِلُ لكَ زادَكَ إلى يَومِ القِيامَةِ فَيُوافِيكَ بهِ غَدا حيثُ تَحتاجُ إلَيهِ فاغتَنِمْهُ وحَمِّلْهُ إيّاهُ، وأكثِرْ مِن تَزويدِهِ وَأنتَ قادِرٌ علَيهِ فلَعلَّكَ تَطلُبُهُ فلا تَجِدُهُ، واغتَنِمْ مَنِ استَقرَضَكَ في حالِ غِناكَ، لِيَجعَلَ قَضاءَهُ لكَ في يَومِ عُسرَتِكَ.

4– Imam Ali (AS), in his will to his son Hasan (AS) said, ‘And if you find a needy person who is deprived who can carry your provision for you until the Day of Judgment and who will pay you back tomorrow when you need it, then seize the opportunity and let him hold this provision for you. Increase in giving provisions to the poor if you are able to, for you might look for them and not find them. Seize the opportunity to lend someone when you yourself are free from need so that he may repay you in your time of difficulty.’[Nahj al-Balagha, Letter 31]
 

5ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ): على بابِ الجَنّةِ مَكتوبٌ: القَرضُ بثَمانيةَ عَشرَ، والصَّدَقةُ بعَشرَةٍ، وذلكَ أنّ القَرضَ لا يكونُ إلّا في يدِ المُحتاجِ، والصَّدَقةُ ربّما وَقَعَت في يَدِ غَيرِ مُحتاجٍ.

5– Imam al-Sadiq (AS) said, ‘It is written on the door of Heaven: [The reward for] A loan is multiplied by eighteen, and a donation is by ten, and this is because the loan is not given to anyone other than the hand of a needy person, whereas the donation may fall into the hands of someone not needy.’[Bihar al-Anwar, v. 103, p. 138, no. 2]
 

6ـ الإمامُ الصّادقُ (عَلَيهِ الّسَلامُ): لِأن اُقرِضَ قَرضاً أحَبُّ إلَيَّ مِن أن أصِلَ بمِثلِهِ.

6– Imam al-Sadiq (AS) said, ‘For me to give a loan is far beloved to me than acquiring that same amount.’[Thawab al-A`amal, p. 167, no. 4]
 

إنظارُ المُعسِرِ

To Give Respite to One Who is Unable to Pay

7ـ رسولُ اللهِ‏ِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): مَن أنظَرَ مُعسِراً أظَلَّهُ اللّه‏ُ بظِلِّهِ يَومَ لا ظِلَّ إلّا ظلُّهُ .

7– The Prophet (SAWA) said, ‘Whoever gives respite to a straitened person, Allah will shade him with His Shade on the Day when no shade will avail other than His Shade.’[al-Kafi, v. 8, p. 9, no. 1]
 

8ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): مَن أقرَضَ مُؤمناً قَرضاً يَنتَظِرُ بهِ مَيسورَهُ كانَ مالُهُ في زَكاةٍ، وكانَ هو في صَلاةٍ مِن المَلائكةِ حتّى يُؤَدِّيَهُ إلَيهِ.

8– The Prophet (SAWA) said, ‘Whoever gives a loan to a believer and waits until he is able, his money will be regarded as alms-tax, and his prayers will be counted with the angels until his loan is returned.’[Thawab al-A`amal, p. 167, no. 4]
 

9ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): مَن أرادَ أن تُستَجابَ دَعوَتُهُ وأن تُكشَفَ كُربَتُهُ فَلْيُفَرِّجْ عن مُعسِرٍ.

9– The Prophet (SAWA) said, ‘Whoever wants his prayers to be answered and his grief to be dispelled should relieve a person in difficulty.’[Kanz al-`Ummal, no. 15398]
 

10ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): اتَّقُوا دَعوَةَ المُعسِرِ.

10– The Prophet (SAWA) said, ‘Fear the imprecations of a person in difficulty.’[Kanz al-`Ummal, no. 15424]
 

11ـ رسولُ اللهِ (صَلَّيَ اللهُ عَلَيهِ وَ آلِهِ): كما لا يَحِلُّ لِغَريمِكَ أن يَمطُلَكَ وهُو مُوسِرٌ، فكذلكَ لا يَحِلُّ لكَ أن تُعسِرَهُ إذا عَلِمتَ أ نّهُ مُعسِرٌ.

11– The Prophet (SAWA) said, ‘Just as it is not permitted for the one indebted to you to delay repaying you when he is well-off, so it is also not permitted for you to put him in difficulty [by demanding repayment] when you know that he is straitened.’[Thawab al-A`amal, p. 167, no. 5]